Independent agency · Serving all of Texas
Texas home & auto insurance, shopped across top carriers by an independent agent
Prout Insurance Agency is an independent insurance agency serving all of Texas from our Austin office. We compare home, auto, umbrella and life coverage for you, so you don’t have to call every company yourself.
Coverage for your household
Home
Dwelling, belongings, liability and the hail and wind questions Texas homeowners ask.
Auto
Cars, trucks and teen drivers, with liability and uninsured motorist limits that go beyond the state minimum.
Umbrella
Extra liability protection on top of your home and auto.
Life
Term and permanent options to protect your family.
Landlord / rental
Coverage for rental homes and the people who own them.
Business owner?
We still write commercial coverage. Learn more →
Insurance built for Texas weather and roads
Hail, wind and flash flooding shape home insurance across Texas, and many policies use a separate percentage deductible for wind and hail. We show you how each quote handles those storms, along with roof terms, water backup and whether separate flood coverage makes sense for your home.
On the road, Texas requires 30/60/25 liability limits, but a serious accident can cost far more. We compare higher liability limits, uninsured motorist coverage and PIP side by side so you can see what extra protection really costs before you decide.
How it works
Tell us about you
Start an instant quote online, fill out a short form or give us a call. We ask about your home, vehicles and family so we understand what needs protecting.
We shop it
We compare coverage and price from the carriers we work with. Then we narrow the results to the options that actually fit your needs and budget.
You choose
We explain deductibles, limits and trade-offs in plain English, and you make the call. After you buy, we stay your agent for changes, renewals and claims.
Carriers we work with
Independent agency appointments — availability varies by product and location.
Home & Auto
Life
Business
and many more
What clients say on Google
Rating and reviews from Google, checked Oct 15, 2026. Figures can change.
“Dawn, Brittany, and Jeff have been wonderful to work with! I now have all of my policies with them including home, rentals, and auto because the service and value has been extraordinary.”
“From the moment Stephanie Dawn Early with PROUT INSURANCE, returned my call, I knew I was in good hands. Prompt, friendly and very helpful, Ms. Early handled all my concerns with confidence. I would definitely refer her to anyone with insurance needs.”
“Brittany was amazing to work with. She took the time to explain everything clearly and helped me save money on both my homeowners and vehicle insurance without cutting coverage. She was extremely knowledgeable, responsive…”
Meet your agent
Jeff Prout has worked in insurance since 2009. He started PIA so clients would get the personal attention he and his wife Ketti wanted as small business owners, from the first quote through every renewal and claim.
Jeff, Ketti, Mason and Mackenzie Prout
More about Jeff →Ready to compare your options?
Tell us what you need to cover. An agent will shop it and walk you through the results.
Get a Quote 512-638-8681